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O'Donnell Agency LLC

416 Centennial Ave
Cranford, NJ 07016

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Insurance Blog

Everything Employers Need to Know About Worker’s Compensation

New businesses always want to know if worker’s compensation is required in New Jersey. There are a few exceptions, but it is required for almost all businesses with employees on their payroll. O’Donnell Agency LLC is here to help your business get the insurance it needs and comply with all state laws.

Worker’s compensation is intended to cover medical bills, lost wages, and associated expenses for employees injured or ill due to their employment. In New Jersey, all employers must have worker’s compensation insurance regardless of the number of employees or their time with the company.

Why is worker’s compensation required?

It’s simple – it’s a way to protect employees and provide them with the financial support they need if injured on the job. It also protects employers from lawsuits that could arise as a result of workplace injuries. Failure to provide worker’s comp insurance can also result in hefty fines and penalties for employers.

It’s worth noting that some professions in New Jersey are exempt from worker’s comp insurance, including domestic servants, real estate agents, and independent contractors. However, if you’re unsure whether your employees fall under these categories, it’s best to consult with an experienced insurance agent to ensure you comply with the law.

We Are Here To Help!

Worker’s compensation is required for most employers in New Jersey, regardless of your industry or company size. It’s a vital way to protect employees and employers in the event of a workplace injury. At O’Donnell Agency LLC, we specialize in worker’s comp insurance for businesses in New Jersey – contact us today to learn more.

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