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Insurance Blog

Is renters insurance needed in New Jersey?

If you are in the state of New Jersey, you will find that you have a lot of housing choices and options. One popular option that people make is to rent their home. If you are going to rent your home, you should make sure that you know your insurance obligations. There are a few different reasons that you will need to get a renters insurance plan here. 

Landlord Will Require Insurance

Many people here are going to need to have renters insurance when they are required to have it per the terms of their lease. A renters policy will give a lot of coverage to both the tenant and, ultimately, the landlord. Due to this, landlords in the state almost always require you to get insurance. Usually, you will have to provide evidence of full coverage for the term of your lease. 

When Looking to Protect Assets

You will also want to get a renters insurance plan when you want to protect your assets. Anyone going to move into a rental property will have personal assets stored under the roof of the home. If you experience a loss from damage or crime, the cost to replace these items can be significant. Fortunately, you can get renters insurance, which will give the coverage needed to offset the cost. 

Those that rent a home in New Jersey need to get the right insurance for it. When you are going to get insurance coverage here, you should call the O’Donnell Agency LLC. The insurance professionals with the O’Donnell Agency LLC can help you determine what your needs and options are. From there, the team will help you build a policy that is right for you. 

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