Auto insurance provides protection for you, your car, and other drivers. There are many layers of protection that an auto insurance policy provides. Liability coverage ensures that anyone injured by an accident that you’re responsible for is compensated and cared for. It also provides coverage for any injuries and/or damage that you may cause to another person and their property.
Our team at the O’Donnell Agency LLC is committed to helping New Jersey drivers understand auto insurance and its benefits.
What is Comprehensive Auto Insurance?
Comprehensive auto insurance is designed to cover non-collision accidents or situations. For example, comprehensive auto insurance will cover any damage your car sustains from natural disasters like a fire, flood, or strong winds. Comprehensive insurance also covers theft and vandalism. If you’re injured while in or near your car due to a non-collision accident, comprehensive coverage will pay for medical care for you and anyone else who was injured. You are also covered by comprehensive insurance if you’re injured or hurt while cycling, walking, or while you’re a passenger in someone else’s car.
Will Comprehensive Auto Insurance cover the hail damage my Car Sustained?
Yes. Your comprehensive auto insurance will cover the damage your car sustained from a hail storm. Comprehensive insurance is designed to cover non-collision situations and accidents. Better yet, if the damage from the hail storm exceeds the car’s value, your coverage will pay for the replacement of your car if it’s considered a total loss.
Contact Us Today
If you have questions about New Jersey auto insurance or comprehensive coverage, call us at O’Donnell Agency LLC. We can help you explore different types of coverage and determine which coverage would best meet your needs.