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Water Damage In Your Apartment? What You Need To Know About Filing A Renter’s Insurance Claim

If you’ve been the victim of water damage, it’s important that you work closely with your renter’s insurance company to get the money you need to replace your damaged belongings. Here, we’ll take a look at how to file a claim with your renter’s insurance company. 

Reach Out To Your Landlord

More often than not, your landlord won’t have any involvement in your renter’s insurance claim. You’ll want to talk with them, however, about the damage in your apartment to ensure that repairs are made promptly. Left untreated, water damage can result in mold growth and further damage to your belongings. 

Call Your Insurance Agent

Next, you’ll talk with your insurance agent about filing your water damage claim. They may ask for pictures of damaged items, and they’ll likely have questions about how the damage occurred. Your agent may ask that you add information to your claim online, or they may be able to work with you over the phone to complete your claim. Be sure to act promptly if your insurance agent asks you to submit additional information to complete your claim. In many scenarios, you’ll have a limited amount of time to complete your claim (usually two to three days). If you need more time to document your loss, discuss your options with your agent.

Need A Renter’s Insurance Policy? O’Donnell Agency LLC, Serving New Jersey Residents, Can Help

If you’re looking for the right renter’s insurance policy for your needs, O’Donnell Agency LLC, serving New Jersey residents, can help. Reach out today to talk with an agent about choosing a renter’s insurance policy that keeps you and your belongings protected.

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