With more than 6 million licensed drivers, chances are you will have plenty of company on the roads in New Jersey. More drivers mean more risks and more chances of an accident. Making sure you have the coverage you need is vital to your financial security. Having an independent agent you trust makes all the difference. In New Jersey, O’Donnell Agency LLC has an experienced team who is here to help make sure you get the right policy at the best rate. Our agency is locally owned and operated, and we have the experience you need.
Families have changed a lot in recent times. In the past, most children were eager to get out of the parental home and launch their own lives. That was in the days when there was some possibility that an adult child would earn enough money to be able to afford a place of their own. As the price of apartments and homes has risen, it has become harder for adult children to afford a place of their own.
Auto insurance is designed to cover the owners of a vehicle and others who live in their homes. One exception to this rule is college students. Most insurance companies will allow an adult child who lives on campus for most of the year to remain on their parent’s auto policy as long as their main permanent resident is still the family home. What has been happening increasingly is that once college is over, adult children move back home and stay there. This does allow them to remain on their parent’s auto insurance policy. But once the children have moved to another location and settled there, they need to get their own auto policy.
Contact O’Donnell Agency LLC in New Jersey with any of your auto insurance questions or needs.