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O'Donnell Agency LLC

416 Centennial Ave
Cranford, NJ 07016

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Partner Carriers

  • Amtrust
  • Berkshire Hathaway Guard
  • Encompass
  • Farmers of Salem
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  • Liberty Mutual
  • Main Street America
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Insurance Blog

Should your teen driver have their own auto policy?

O’Donnell Agency LLC in New Jersey is here to help if you have questions about auto insurance, especially for teen drivers. Give us a call or stop by today.

Insurance coverage for teen drivers

Teen drivers can be more likely to be involved in fender benders and minor mishaps as they perfect their driving skills. When there are a lot of small claims against a driver, it can increase the premiums for everyone on the policy. This is one reason why some families opt to put the teen drivers in their families on their own separate policies. 

However, when a teenage driver holds on to an impeccable driving record, there may not be any reason to have them on their own policy. Some parents look to car insurance as the first major financial responsibility for their children. This can mean that they have to pay for their own policies, or that they contribute to the payment of the family policy.

Keeping your teenage driver protected is the goal. The outcome of this goal may look different in different families as every situation is unique. Whichever way you decide to go, a family policy for everyone, or separate policies for teenagers, keeping your family safe is the desired outcome.

There are many auto insurance policies that can help families with their auto coverage. Find out more today about the options available in our area. 

Call us for all of your insurance needs

New Jersey residents can rely on the O’Donnell Agency LLC for all of their insurance needs. If you have questions about the right coverage for your teen driver, we are here to help. Contact our office today and set up an appointment to find out more!

Servicing States

  • New Jersey
  • New York
  • Pennsylvania
  • Connecticut
  • Delaware
  • Maryland
  • Georgia
  • Michigan
  • Texas

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!