You can also call us at 908-272-3540 to get a quote over the phone.
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Actual Cash Value
The amount to replace an item minus depreciation
Replacement Costs
The dollar value it costs to replace an item at current prices (no depreciation)
No Fault
Your own insurance company pays for medical bills even if it is the other drivers fault
Liability Coverage
Pays claims against you + legal defense costs
PIP Coverage
Covers medical expenses for you or any member of your household if injured during an automobile accident.
